Creating synergies within all areas of your financial life.
Wealth Management
Every client has unique circumstances and personal wealth management objectives. To create a sound financial plan, it’s essential to establish a comprehensive planning framework. We take the time to understand your priorities by exploring your past, present, and future constraints.
Our focus is on designing a well-composed investment portfolio. Our process includes developing a financial plan, creating an investment policy, and implementing our strategy. Building the right investment portfolio involves not only evaluating fundamentals like suitability, risk tolerance, and time horizon but also considering other critical factors such as education funding, estate planning, cash flow projections, and tax planning. At PFS 360, we leave no stone unturned.
We recognize that both global markets and your personal circumstances are constantly evolving. If financial conditions change, we adjust and tailor your investments accordingly.
We emphasize Strategic Asset Allocation, constructing investment portfolios with a long-term perspective to maximize diversification and manage risk exposure. While many investment professionals adopt a tactical approach, attempting to time the market, we believe this is a misconception. The risks and costs associated with this strategy can be significant. Extensive academic and industry research supports the idea that markets are efficient, meaning all investors have access to the same information. Consequently, trying to time the market is often ineffective. Historically, setting target allocations for various asset classes and periodically rebalancing has proven to outperform tactical strategies.
It’s about time in the markets, not timing the market.
Our wealth management offerings
INVESTMENT EVALUATION
INVESTMENT SELECTION AND RECOMMENDATIONS
INVESTMENT EVALUATION
We evaluate your current investment allocation to determine your existing investment policy. Our goal is to develop an appropriate Investment Policy Statement to match present objectives, potential future needs, and curent risk tolerance.
PORTFOLIO DEVELOPMENT
INVESTMENT SELECTION AND RECOMMENDATIONS
INVESTMENT EVALUATION
The result of creating a customized Investment Policy Statement is the development of an appropriate target asset allocation model. Insights gained from the financial planning process allow us to create a customized investment portfolio.
INVESTMENT SELECTION AND RECOMMENDATIONS
INVESTMENT SELECTION AND RECOMMENDATIONS
INVESTMENT SELECTION AND RECOMMENDATIONS
An appropriate portfolio asset allocation model is selected to execute your customized Investment Policy Statement. We utilize appropriate security selection to coincide with capital market returns. We then benchmark those security selections to measure risk and return against a appropriate global market indices.
QUARTERLY REPORTING
CONTINUOUS MONITORING
INVESTMENT SELECTION AND RECOMMENDATIONS
Quarterly performance reporting is utilized to keep the policies and the investments on track. Periodic evaluation allows for timely adjustments to portfolio model positions.
CONTINUOUS MONITORING
CONTINUOUS MONITORING
CONTINUOUS MONITORING
Market changes can alter your portfolio's structure. We monitor portfolio allocations closely. Our goal is to match your current portfolio allocation to the chosen portfolio model.
Peace of mind
CONTINUOUS MONITORING
CONTINUOUS MONITORING
Our goal is to ensure your financial strategies align with your needs and goals, making everything feel a bit more manageable. With clear communication and proactive planning, we help you navigate any uncertainties with confidence and security, so you can focus on what truly matters to you.